What is wind driven rain? It’s exactly what it sounds like: rain that’s been driven from wind. While wind driven rain may seem to be harmless, there may be reason to be cautious of the unexpected damages that it may cause your home and wallet.
What are the “unexpected damages”?
Wind driven rain damage can be tricky. Some of the damages caused by wind driven rain can result in flooding or an excess of water. Such kinds of damages can be caused by an opening in which rain can enter and cause your property damage. These openings can be vents, poorly installed roofing, cracks, and much more. It’s important to identify these vulnerable areas on your property in order to first restore it and to ensure that your property is better prepared for the next wind driven storm.
What’s there to do when the damage’s been done?
Some insurance policies may not always clearly define or outline what can be covered in the case your property is damaged by wind driven rain. In the case that your insurance denies your claim, you may want to look into hiring a public adjuster. In the eyes of insurance policy experts, wind driven rain means that the rain damages the property from an opening propelled by wind. In other words, if there was no wind, the water would have not damaged your property, thus deeming wind driven rain deniable for an insurance claim. It’s important to note that some homeowner policies and most renter and business owner insurance policies may not cover flooding, which is often the result of wind driven rain damages to your home or business. However, there are separate flood insurance policies in place for homes, businesses, and personal property which is why most property damages involving excess water are denied.
Before you turn to a frustrating insurance claim, understand that you can be proactive in preventing these damages by restoring vulnerable areas throughout the home. Identifying vulnerable spots in your home, such as openings, can help you save big.
Can these damages be prevented?
Yes! Most wind driven damages can be caused due to soffit vents, ridge vents, gable end vents, off-ridge vents, gable rake vents, and turbines. These damages can be easily preventable with proper roof installation and repairs to other parts of the home. Paul Davis Restoration and Remodeling can help you protect your house before the next wind driven rain storm comes. To learn how you can protect your home from any preventable water or flood damage, make sure to check out our water damage restoration page for more info: http://pdrinlandempire.com/water-damage-restoration/ .
Where can I turn to for help?
If you find yourself in a situation where wind driven rain has caused damage to your home or business, these are the steps you’ll want to take:
- Contact your insurance company and let them know that there is damage to your home.
- Call Paul Davis Restoration at 1.877.PDAVIS.1 so that we can assist in getting your home dry and putting your home back together.