Saving money sounds good at first, but when it comes to home repairs, you have to decide if you want to save money now or later. What most homeowners don’t realize is that unlicensed contractors are cheaper for multiple reasons. The obvious one is that they do not acquire a bond to protect their work and thus, do not have to pay licensing fees.
But the real kicker is that most unlicensed contractors avoid added expenses by not providing their employees with workers compensation insurance, which means you just saved money initially, but become fully liable for any and all injuries that occur on the property.
Something else you might not know is that general liability insurance does not cover any faulty workmanship that your contractors do to your house. How the insurance actually works is that it covers any damage that was a result of your contractors as opposed their direct work on your house. For instance, if the electrician installed new wiring and light fixtures in your kitchen, but the lights or appliances fail to work due to a broken circuit, then your insurance can’t do anything about it. However, if the faulty wiring caused a spark and lit your living room on fire, then the insurance company will cover the resulting fire damage.
This is because most policies view contractors as an unpredictable factor comprised of many different variables. It’s easy to determine and evaluate the state of electrical wiring in your home, but it is not so easy to apply the same standards to the work of a human being.
That is why you need to hire quality you can count on. Our teams of contractors and specialists are fully licensed, trained and evaluated to the point of pristine professionalism. We know how to take care of your business or home like it was our own. Allow us to inspect, remedy and maintain any imperfections in your home or business, and feel the gratification of a peaceful mind without ever having to include your insurance agents.
With the U.S. Climate Prediction Center assessing possible El Nino for the rest of the year, it might be worth it to also inspect leaky roofs, cracked windows, and other water hazards around the property for leaks that could lead to a mold infestation. Again, if household appliances, such as a water heater, were left in disrepair by an untrained contractor, then your insurance will not cover the damage until it’s too late. Mold remediation costs on average three times more than the cost to repair water damage, so let us provide the mold prevention you need before nature takes its course!
Call us now for an estimate and to make an appointment for us to look over your property: (877) 732-8471.